Annual Mortgage Checkups

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Now that spring has fully sprung, it’s the perfect time for your annual mortgage check-up. If you make time for a quick review each spring, it may yield you some fruitful financial savings. There’s no charge or obligation when requesting a review from your mortgage professional, so it’s definitely worthwhile to see if any changes in your financial situation or …

What the New Federal Budget Could Mean for First-Time Home-Buyers

There have long been programs that have helped first-time home buyers get into the market.  Now, with the housing market of the last few years seemingly pricing out new home buyers (millennials, entrepreneurs in their 30’s, etc.) “Budget 2019” has offered what seems like a few lifelines to Canadians looking to purchase their first home or property. Don’t think you …

Prepping for a First Home Purchase

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Purchasing your first home should be a memorable milestone. It’s quite the accomplishment to earn, save and make the right decision that can set up a successful future in the real estate market.   Many first-time homebuyers and their families seem to generally ask the same question – “How do I/We know we are ready?” Is there a way to know …

Pre-Approval Can Be Your Key to Home Buying Success

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The best question anyone can ask themselves when embarking on a major life change is, “where do I start?” It’s a common question whether you’re looking to change careers, try a new hobby or even better your personal health.  Getting off on the right foot is essential to your success. Now, as a mortgage professional, anyone who casually asks me, …

Hospice Vaughan Kicks Off the New Year with Celebration of Fundraising Milestone

At a New Year’s Levee held today at Hospice Vaughan, the Hospice staff, volunteers, Board of Directors and our Provincial, Municipal and Federal leaders came together. Hon. Michael A. Tibollo, Minister of Tourism, Culture & Sport and MPP for Vaughan-Woodbridge confirmed the provincial government’s commitment to helping more people get compassionate end-of-life care in a home-like setting. This critical funding …

Looking to Become an Investment Property Owner?

Vaughan Mortgages, Vaughan Mortgage Broker

Many people that I talk to ask me questions about what they would need to do in order to jump into the rental market as a landlord. Investment properties have become a very popular topic, especially with recent news about the average condo rental prices in a variety of areas in the GTA. Have you dreamt of being the owner …

What is a Mortgage Classification?

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In the Canadian mortgage market, there are three major classifications of mortgage lenders: Traditional, Sub-Prime & Private. You may already know about traditional sources. These would be your chartered banks (Scotia, TD Bank, RBC,etc..). There are also large virtual mortgage houses such as First National, MCAP, Streetscapital etc. These lenders spotlight primarily on what is called in the industry, the …

Almost End of the Year…

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I get investment questions time and again from people looking for personal investment advice – especially as the year comes to a close and people are looking for a solution to their short and long-term goals. We all want to secure our futures, after all. People always look at products like GIC’s or RRSP’s but there are plenty of options. …

Will a Second Home Mortgage Work for You?

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There are many reasons why people I talk to come to see me and look for a mortgage on a second home. Whether looking to invest, purchase a vacation property (cottage or winter getaway) and even help their kids get a home in this new housing market, the most important part of the discussion revolves around whether they’re ready to …

Should I Use a Private Lender?

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Going the private lending route can offer advantages to the borrower in many ways. Many investors actually lean on private lenders heavily as it affords them a bit more flexibility in the investment process. A strong relationship is then formed between private lenders and their clients, and as a portfolio grows, the mutual benefits reveal themselves and a long-term business …